Stop Guessing.
Start Planning.
Work out what you can afford, what to check next, and which pack fits your stage — before you speak to a bank, lawyer, inspector, or adviser.
Information only — not financial advice. Use FHBG to get organised before taking regulated advice.
Free buyer packs by stage
Start with the checklist before the sales pitch
Step 1 of 3
What's your main priority today?
We'll tailor your experience based on your current focus.
Free packs
Start with the stage you are actually in.
Most buyer guides jump straight to “talk to someone”. FHBG now gives you practical packs first: pre-approval documents, open-home checks, auction prep, offer conditions, KiwiSaver withdrawal, and settlement.
A modern approach to ownership
We've automated the complex parts so you can focus on the feeling of being home.
See What You Can Afford
Use our simple calculator to understand your borrowing power. No credit check, no pressure - just helpful information.
Explore Suburbs
Discover which areas fit your budget and lifestyle. We show you real data on prices, growth, and what it's like to live there.
Get Expert Help
Connect with mortgage advisors who specialize in helping first home buyers. They'll guide you through every step.
Everything you need in one place
We've built these tools based on what first home buyers actually need. No jargon, no confusion - just clear, helpful information.
Interactive Checklist
Track your progress through every step of the home buying journey with our comprehensive checklist.
30+ tasks across 6 stages
Borrowing Power
Find out how much you could borrow based on your income and expenses. Uses the latest 2026 DTI rules.
Get accurate numbers in minutes
Suburb Guides
Explore different neighbourhoods with real data on prices, growth, schools, and lifestyle.
Find your perfect area
Expert Guides
Step-by-step guides on everything from auctions to settlement. Written for first home buyers.
Information, not financial advice
Navigating the path to ownership.
Explore example pathways showing how our tools help solve common buyer challenges.
"Finding a home in Wellington felt impossible until they used the suburb growth data. They ended up in Upper Hutt - a spot they hadn't even considered but fit their budget."
The Regional Shifter
Verified PathRelocated to Upper Hutt, WGTN
"The mortgage advisor match was the game changer. Navigating Auckland's deposit requirements was tough, but they found a pathway through a non-bank lender."
The Auckland Couple
Verified PathWest Auckland Homeowners
"Being a single buyer in Christchurch was daunting. Using the step-by-step checklist meant they never felt overwhelmed by the legal jargon or auction process."
The Solo Strategist
Verified PathPurchased in Ilam, CHCH
Disclaimer: The scenarios above are hypothetical examples based on NZ market data and property trends. Imagery is AI-generated for illustrative purposes. These "Pathways" demonstrate how the FHBG platform is designed to handle various home buying complexities.
Popular Suburbs
These areas are seeing great growth and might be perfect for your first home
Drury
Whenuapai
Otara
Takanini
Flat Bush
Hobsonville
Questions? We're here to help.
Buying your first home is a big deal, and it's normal to have questions. Whether you're wondering about deposits, mortgages, or which suburb to choose, we're here to point you in the right direction.
Your first home is closer than you think
The journey to home ownership starts with a single step. Let's explore your options and find your way home.
Start Your Free GuideFree, no obligation, and takes less than 2 minutes