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Before auction day
Auction Prep Pack
A risk checklist for going into an unconditional auction with your finance, legal review, and limit set first.
What to check and prepare
Use this as a prep layer before you speak to a qualified professional. Information only — not financial or legal advice.
- Auction timeline and "must be done before bidding" list
- Finance, LIM/title, insurance, and building report checks
- Bidding-limit worksheet so emotion does not set your price
- What unconditional means and why legal/finance checks cannot be left until after
Information only — not financial or legal advice.
This pack is a general guide for New Zealand first-home buyers. It does not account for your personal financial situation, property, or goals. FHBG has no active commission relationship — no referral fee or commission should be inferred from this page. Always verify current rules with official sources and talk to a qualified professional before making a purchase decision.