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Making an offer

Offer & Lawyer Pack

Questions and conditions to discuss with your lawyer before signing a sale and purchase agreement.

What to check and prepare

Use this as a prep layer before you speak to a qualified professional. Information only — not financial or legal advice.

  • Finance, LIM, building inspection, title, insurance, and settlement condition prompts
  • Questions to ask your conveyancing lawyer before you sign
  • What to clarify with the agent without treating FHBG as legal advice
  • Offer-day checklist: deposit, dates, conditions, chattels, settlement, and expiry

Information only — not financial or legal advice.

This pack is a general guide for New Zealand first-home buyers. It does not account for your personal financial situation, property, or goals. FHBG has no active commission relationship — no referral fee or commission should be inferred from this page. Always verify current rules with official sources and talk to a qualified professional before making a purchase decision.