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Almost there

Settlement Pack

The final-week checklist: insurance, final inspection, funds, lawyer confirmation, utilities, and moving day.

What to check and prepare

Use this as a prep layer before you speak to a qualified professional. Information only — not financial or legal advice.

  • Final inspection checklist and what to record before settlement
  • Insurance, utilities, funds transfer, and keys handover prompts
  • Questions for your lawyer if settlement is delayed or conditions are unresolved
  • Post-settlement admin: rates, mail, maintenance, emergency fund, and documents

Information only — not financial or legal advice.

This pack is a general guide for New Zealand first-home buyers. It does not account for your personal financial situation, property, or goals. FHBG has no active commission relationship — no referral fee or commission should be inferred from this page. Always verify current rules with official sources and talk to a qualified professional before making a purchase decision.