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First Home Buyer Starter Pack
The plain-English map from "can we buy?" to "keys in hand". Best for buyers still working out the order of steps.
What to check and prepare
Use this as a prep layer before you speak to a qualified professional. Information only — not financial or legal advice.
- Buying journey map: budget → pre-approval → search → offer → due diligence → settlement
- Who you need and when: broker/adviser, lawyer, building inspector, insurer, KiwiSaver provider
- Common first-home-buyer mistakes to avoid before you talk to a bank
- Information-only decision checklist so you know when to get regulated advice
Information only — not financial or legal advice.
This pack is a general guide for New Zealand first-home buyers. It does not account for your personal financial situation, property, or goals. FHBG has no active commission relationship — no referral fee or commission should be inferred from this page. Always verify current rules with official sources and talk to a qualified professional before making a purchase decision.